Decomposition of productivity growth among the cooperative banks in Jammu and Kashmir (India)

Data and specification of outputs and inputs

Our sample includes balanced panel data for eight cooperative banks operating in Jammu and Kashmir for the period 2004–2019.^{Footnote 2} Individual bank-level data is culled out from the National Federation of State Cooperative Banks (NAFSCOB) database, which supplies all the relevant variables for rural cooperative banks, including all three DCCBs (Anantnag District Central Cooperative Bank, District Central Cooperative Bank Baramulla, and Jammu District Central Cooperative Bank) and Jammu and Kashmir State Cooperative Bank. The financial data…